The Business Platinum Card® from American Express
American Express
Top Bonus
Welcome offer
As High As 300,000 points
Est. value: $3,500+ in annual creditsAnnual fee $895
October 2026PayRelief.org · Powered by Hycredit
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The October Roundup
The biggest bonuses still standing
As high as 300,000 points on the Amex Business Platinum and 150,000 on the Sapphire Reserve for Business. Capital One Spark Cash Plus pays a $2,000 cash bonus after $30,000 in the first 3 months, and the no-fee Chase Inks pay $750 cash back after $6,000 in 3 months.
See the offersPersonalized
Which card is right for you?
Answer two quick questions and we'll point you straight to the offer that fits — with a to-the-point take from our team.
Step 1 of 2 · What matters most to you?
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Editor's Picks
Our top 5 this month
Capital One Spark Cash Plus
Capital One
Limited Time
Welcome offer
$2,000 cash bonus
Est. value: $2,500 up front, in cashAnnual fee $150
The Business Gold Card® from American Express
American Express
Top Public Offer
Welcome offer
As High As 200,000 Membership Rewards® Points
Annual fee $375
Ink Business Unlimited® Credit Card
Chase
No Annual Fee
Welcome offer
Earn $750 cash back
Est. value: $1,000, guaranteedAnnual fee $0
Chase Sapphire Reserve for Business℠
Chase
Welcome offer
150,000 points
Annual fee $795
Before you apply
1
Chase's 5/24 rule
If you've opened 5 or more personal credit cards (any bank) in the past 24 months, Chase will almost certainly deny any Ink or Sapphire application. Check your count before applying.
2
Amex's once-per-lifetime rule
You can only earn a welcome bonus on a given Amex card once, ever. Held this exact card before? You likely won't qualify for the bonus again — Amex will usually warn you before you apply.
3
Capital One's 48-month rule
Earning a bonus on the personal Venture or Venture X blocks a new bonus on either for 48 months. Business Venture cards (Venture Business, Venture X Business) run on a separate clock.
Other Great Offers
Ink Business Cash® Credit Card
Chase
Earn $750 cash back
The Platinum Card® from American Express
American Express
As High As 175,000 Membership Rewards® points
Capital One Spark Cash
Capital One
$1,000 cash bonus
Capital One Venture X Business
Capital One
150,000 miles
Chase Sapphire Reserve®
Chase
100,000 points
Ink Business Preferred® Credit Card
Chase
100,000 points
Capital One Venture Business
Capital One
100,000 miles
Capital One Venture X Rewards Credit Card
Capital One
75,000 miles
Chase Sapphire Preferred® Card
Chase
75,000 points
Citi Strata Premier® Card
Citi
Earn 60,000 bonus points
Not sure which card fits?
Compare this month's top picks and apply directly with the issuer.
Several of these are limited-time highs. Chase's no-fee Inks currently pay $750 cash back, and the Sapphire Reserve for Business shows 150,000 points. Capital One's Venture X Business and Venture Business both had bigger limited-time offers earlier this year that have since expired, so today's numbers are the going rate, not a preview of something bigger coming. Amex's Business Platinum bonus is personalized, so the amount you're shown may differ from what's listed here.
Not sure which of these actually fits you? That's what we're here for — just reply or call.
— The HY Credit Offers team
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We're here to help you find the best offer for you, based on your lifestyle and your needs.