HY Credit OffersAugust 2026
The August Roundup

The biggest bonuses still standing

Up to 300,000 points on the Amex Business Platinum and 200,000 on the Sapphire Reserve for Business — both still live. New this month: Capital One Spark Cash Plus is paying $2,000 cash plus a limited-time $500 travel credit. The no-fee Chase Inks are still at their record $1,000 cash back after $8,000 in 4 months.

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Answer two quick questions and we'll point you straight to the offer that fits — with a to-the-point take from our team.

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Editor's Picks

Our top 5 this month

The Business Platinum Card® from American Express

American Express
Top Bonus
The Business Platinum Card® from American Express
Welcome offer
Up to 300,000 points
Est. value: $3,500+ in annual creditsAnnual fee $895

Capital One Spark Cash Plus

Capital One
Limited Time
Capital One Spark Cash Plus
Welcome offer
$2,000 cash back + $500 travel credit
Est. value: $2,500 up front, in cashAnnual fee $150Limited-time offer

The Business Gold Card® from American Express

American Express
Top Public Offer
The Business Gold Card® from American Express
Welcome offer
Up to 200,000 points
Annual fee $375

Ink Business Unlimited® Credit Card

Chase
No Annual Fee
Ink Business Unlimited® Credit Card
Welcome offer
$1,000 cash back
Est. value: $1,000, guaranteedAnnual fee $0

Ink Business Cash® Credit Card

Chase
No Annual Fee
Ink Business Cash® Credit Card
Welcome offer
$1,000 cash back
Est. value: $1,000, guaranteedAnnual fee $0

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Before you apply

1
Chase's 5/24 rule
If you've opened 5 or more personal credit cards (any bank) in the past 24 months, Chase will almost certainly deny any Ink or Sapphire application. Check your count before applying.
2
Amex's once-per-lifetime rule
You can only earn a welcome bonus on a given Amex card once, ever. Held this exact card before? You likely won't qualify for the bonus again — Amex will usually warn you before you apply.
3
Capital One's 48-month rule
Earning a bonus on the personal Venture or Venture X blocks a new bonus on either for 48 months. Business Venture cards (Venture Business, Venture X Business) run on a separate clock.

Other Great Offers

Chase Sapphire Reserve for Business℠

Chase Sapphire Reserve for Business℠

Chase
200,000 points
The Platinum Card® from American Express

The Platinum Card® from American Express

American Express
Up to 175,000 points
Capital One Spark Cash

Capital One Spark Cash

Capital One
$1,000 cash back + $250 travel credit
Capital One Venture X Business

Capital One Venture X Business

Capital One
150,000 miles
Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Chase
100,000 points
Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

Capital One
75,000 miles

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Several of these are limited-time highs. Chase hasn't set an end date for the $1,000 Ink offers — they're labeled the best offer ever on both no-fee Inks — and the Sapphire Preferred has already stepped back to 75,000 points. Capital One's Venture X Business and Venture Business both had bigger limited-time offers earlier this year that have since expired, so today's numbers are the going rate, not a preview of something bigger coming. Amex's Business Platinum, Business Gold, and Platinum bonuses are personalized, so the amount you're shown may differ from what's listed here.

Not sure which of these actually fits you? That's what we're here for — just reply or call.

— The HY Credit Offers team

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